Generated by All in One SEO v4.9.8, this is an llms.txt file, used by LLMs to index the site. # Claude wants to be free The journey to financial freedom ## Sitemaps - [XML Sitemap](https://claudefree.eu/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Portfolio update – June 2025](https://claudefree.eu/2025/portfolio-update-june-2025/) - Dear fellow investors, friends, family and future self. Welcome to my second portfolio update or the year 2025, I hope you still enjoy them. Now let's get into things! On the professional side, things not so good, but not so bad. The company that I am working for is not investing anymore into the Berlin - [Portfolio update – March 2025](https://claudefree.eu/2025/portfolio-update-march-2025/) - Dear fellow investors, friends, family and future self. Welcome to my first portfolio update or the year 2025, I hope you still enjoy them. Now let's get into things! On the professional side, things are still calmer now and I do a lot of different and interesting stuff I came back to the technical side - [Portfolio update – December 2024](https://claudefree.eu/2025/portfolio-update-december-2024/) - Dear fellow investors, friends, family and future self. Welcome to my fourth and last portfolio update or the year 2024, I hope you still enjoy them. Now let's get into things! On the professional side, things are calmer now and I started again to like what I am doing. I am not holding a management - [Portfolio update – September 2024](https://claudefree.eu/2024/portfolio-update-september-2024/) - Dear fellow investors, friends, family and future self. Welcome to my third portfolio update or the year 2024, I hope you still enjoy them. Now let's get into things! On the professional side, things are looking not as good as expected: still no good options for a new job, only some initial talks with some - [Portfolio update – June 2024](https://claudefree.eu/2024/portfolio-update-june-2024/) - Dear fellow investors, friends, family and future self. Welcome to my second portfolio update or the year 2024, I hope you still enjoy them. Now let's get into things! On the professional side, things are looking not as good as expected: I did not get the raise I've expected and I've lost some motivation in - [My investments in 2020](https://claudefree.eu/2021/my-investments-in-2020/) - Happy New Year in 2021! I hope this year will be better than the last one for you and your families! I hope we can put behind this terrible year, that came for all of us with a lot of alterations in the normal life, many restrictions and hard times. For me it was a - [Portfolio update – March 2024](https://claudefree.eu/2024/portfolio-update-march-2024/) - Dear fellow investors, friends, family and future self. Welcome to my first portfolio update or the year 2024, I hope you still enjoy them. Now let's get into things! On the professional side, things are looking good: after a reorg in my company, I got to keep my team and my leadership position. We are - [Portfolio update – December 2023](https://claudefree.eu/2024/portfolio-update-december-2023/) - Dear fellow investors, friends, family and future self. First of all, I am very sorry for skipping the quarterly update, this year I promise I will post them on a regular basis again. Welcome to my first and last portfolio update or the year 2023, I hope you still enjoy them. Now let's get into - [What are RSUs and how do they work?](https://claudefree.eu/2023/what-are-rsus-and-how-do-they-work/) - At my current employer, I receive RSUs as a form of bonus. I have received a RSU package as a signing bonus and also my annual bonus is paid in RSUs. - [Portfolio update – December 2022](https://claudefree.eu/2023/portfolio-update-december-2022/) - Dear fellow investors, friends, family and future self. Welcome to my third portfolio update or the year 2022, I hope you enjoy them. I've decided to post updates at the end of the quarter, as things are not so interesting every single month. Now let's get into things! On the professional side, things are looking - [Portfolio update – September 2022](https://claudefree.eu/2022/portfolio-update-september-2022/) - Dear fellow investors, friends, family and future self. Welcome to my third portfolio update or the year 2022, I hope you enjoy them. I've decided to post updates at the end of the quarter, as things are not so interesting every single month. Now let's get into things! On the professional side, things are looking - [Portfolio update – June 2022](https://claudefree.eu/2022/portfolio-update-june-2022/) - Dear fellow investors, friends, family and future self. Welcome to my second portfolio update or the year 2022, I hope you enjoy them. I've decided to post updates at the end of the quarter, as things are not so interesting every single month. Now let's get into things! On the professional side, things are not - [Portfolio update – March 2022](https://claudefree.eu/2022/portfolio-update-march-2022/) - Dear fellow investors, friends, family and future self. Happy New Year 2022! Welcome to my first portfolio update or the year 2022, I hope you enjoy them. I've decided to post updates at the end of the quarter, as things are not so interesting every single month. Now let's get into things! On the professional - [Portfolio update – June 2021](https://claudefree.eu/2021/portfolio-update-june-2021/) - Dear fellow investors, friends, family and future self. Welcome to my fifth portfolio update or the year 2021, I hope you enjoy them. I've decided to post updates at the end of the quarter, as things are not so interesting every single month. Now let's get into things! The big news since April is that - [Portfolio update – April 2021](https://claudefree.eu/2021/portfolio-update-april-2021/) - Dear fellow investors, friends, family and future self. Welcome to my fourth portfolio update or the year 2021, I hope you enjoy them. Now let's get into things! April was a normal month, but the big news is that things started to move regarding the house we want to buy (actually they started in March). - [Portfolio update – March 2021](https://claudefree.eu/2021/portfolio-update-march-2021/) - Dear fellow investors, friends, family and future self. Welcome to my third portfolio update or the year 2021, I hope you enjoy them. Now let's get into things! March was a good month: I've started the real work for the project at work, I can say I like it, even though that this requires more - [Portfolio update – February 2021](https://claudefree.eu/2021/portfolio-update-february-2021/) - Dear fellow investors, friends, family and future self. Welcome to my second portfolio update or the year 2021, I hope you enjoy them. Now let's get into things! February was a good month professionally: I've started the new project, it involves doing more work that requires communication rather than technical stuff, but it's something that - [Portfolio update - January 2021](https://claudefree.eu/2021/portfolio-update-january-2021/) - Dear fellow investors, friends, family and future self. Welcome to my first portfolio update or the year 2021, I hope you enjoy them. Now let's get into things! January 2021 was a very good month, not especially in the financial terms, but in terms of new opportunities. I would say the year 2021 started very - [Portfolio update - December 2020](https://claudefree.eu/2021/portfolio-update-december-2020/) - Dear fellow investors, friends, family and future self. Welcome to my first portfolio update, I hope you will enjoy them from now on. Now let's get into things! December 2020 was an OKish month, I was a little pissed that I had to pay back to the Taxman (Finanzamt in Germany) around 1500€ for year - [What is my starting point?](https://claudefree.eu/2020/what-is-my-starting-point/) - I am starting this journey with not so much stuff. I don’t have rich parents, rich aunts from where I can inherit fortunes, I come from a country (Romania, in Eastern Europe) where salaries were low and very low when I started my career, but got better in the recent years. I don’t have financial - [Portfolio update – September 2021](https://claudefree.eu/2021/portfolio-update-september-2021/) - Dear fellow investors, friends, family and future self. Welcome to my sixth portfolio update or the year 2021, I hope you enjoy them. I've decided to post updates at the end of the quarter, as things are not so interesting every single month. Now let's get into things! The last three months have been exhausting: - [Portfolio update – December 2021](https://claudefree.eu/2022/portfolio-update-december-2021/) - Dear fellow investors, friends, family and future self. Welcome to my seventh portfolio update or the year 2021, I hope you enjoy them. I've decided to post updates at the end of the quarter, as things are not so interesting every single month. Now let's get into things! October was my last month in the ## Pages - [About](https://claudefree.eu/about/) - Hello, dear friend! I am Claude, you can call me also Klaus if you are from a Germanic country, and I welcome you to join my journey to financial freedom. I am originally from Romania and I have been living in Berlin, Germany since the end of 2014. I don’t see myself or my family - [Disclosure](https://claudefree.eu/disclosure/) - (Disclosure: Some of the links below may be affiliate links) On this blog, I am only talking about products, tools, and services in which I believe. And I am using most of these tools myself. Most of the links you click on this site will not generate any money. However, some links are affiliate links. - [Privacy Policy](https://claudefree.eu/privacy-policy/) - Effective date: December 1, 2020. Claude ("Klaus", "I", “us”, “we”, or “our”) operates the https://claudefree.eu website (the “Service”). This page informs you of our policies regarding the collection, use and disclosure of personal data when you use our Service and the choices you have associated with that data. Our Privacy Policy for Claudefree is managed - [Sample Page](https://claudefree.eu/sample-page/) - This is an example page. It's different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this: Hi there! I'm a bike messenger ## Categories - [Financial Education](https://claudefree.eu/category/financial-education/) - [Net Worth](https://claudefree.eu/category/net-worth/) ## Tags - [net-worth](https://claudefree.eu/tag/net-worth/) - [assets](https://claudefree.eu/tag/assets/) - [rentals](https://claudefree.eu/tag/rentals/) - [real-estate](https://claudefree.eu/tag/real-estate/) - [stocks](https://claudefree.eu/tag/stocks/) - [etfs](https://claudefree.eu/tag/etfs/) - [p2p](https://claudefree.eu/tag/p2p/) - [banks](https://claudefree.eu/tag/banks/) - [p2p lending](https://claudefree.eu/tag/p2p-lending/) - [mintos](https://claudefree.eu/tag/mintos/) - [bondora](https://claudefree.eu/tag/bondora/) - [robin](https://claudefree.eu/tag/robin/) - [deutsche bank](https://claudefree.eu/tag/deutsche-bank/) - [investments](https://claudefree.eu/tag/investments/) - [trade republic](https://claudefree.eu/tag/trade-republic/) - [houses](https://claudefree.eu/tag/houses/) - [n26](https://claudefree.eu/tag/n26/) - [germany](https://claudefree.eu/tag/germany/) - [rsu](https://claudefree.eu/tag/rsu/) - [scale-ups](https://claudefree.eu/tag/scale-ups/) - [financials](https://claudefree.eu/tag/financials/)