Dear fellow investors, friends, family and future self.
Welcome to my third portfolio update or the year 2021, I hope you enjoy them. Now let’s get into things!
March was a good month: I’ve started the real work for the project at work, I can say I like it, even though that this requires more meetings and video calls fatigue is a real thing, a day full of video calls wears you down. Regarding the startup, things are on track, we are developing our product. I (together with my partner) joined a Startup Mentorship Programme, it should help us in our journey. Investments wise, there was a drop in the market and I took advantage and bought some individual stocks. We’ll se how they perform in the following month and years.
My investment account was at 6995€, 455€ more than previous month, broken down in 300€ cash invested and 155€ gained due to assets appreciation. I use Trade Republic as a broker and if you create an account using this link, we will both receive a bonus of 15€ after you’re first trade.
I had experienced investing into P2P lending with Mintos, but at the moment I am withdrawing until further notice. At the moment I have 637€ in the account, 5€ more as last month. I have around half of the money (462€) in recovery. I am still debating if I should continue investing in the P2P space, seems to be too much time consuming and I won’t have a lot of time in the next year. Still open point, but I tend to consolidate on savings plans in ETFs, it’s the most passive investment ever.
Finally, some numbers about our total net worth: it increased by 2073€ compared to last month (savings + investments). The distribution of the worth looks like this: