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Portfolio update – January 2021

Dear fellow investors, friends, family and future self.

Welcome to my first portfolio update or the year 2021, I hope you enjoy them. Now let’s get into things!

January 2021 was a very good month, not especially in the financial terms, but in terms of new opportunities. I would say the year 2021 started very strong, with more opportunities arising than ever before. I’ve tested the waters of freelance after many years of pause and managed to get my first contract (that ended after one week at the client’s request, doesn’t matter, the first step was made). Also, in my day job I got a new project with a new position that I haven’t done it before, so I am pretty excited about that also. And, to top it all up, a friend came up with a business idea and from the end of the month we are working on our startup.

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Portfolio update – December 2020

Dear fellow investors, friends, family and future self.

Welcome to my first portfolio update, I hope you will enjoy them from now on. Now let’s get into things!

December 2020 was an OKish month, I was a little pissed that I had to pay back to the Taxman (Finanzamt in Germany) around 1500€ for year 2019. I don’t know, maybe there is some optimisation that I can make, for the taxes in 2020 I will use a financial advisor, because I have a more complicated situation anyhow.

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My investments in 2020

Happy New Year in 2021! I hope this year will be better than the last one for you and your families! I hope we can put behind this terrible year, that came for all of us with a lot of alterations in the normal life, many restrictions and hard times.

For me it was a good year, my job was safe and I worked on a project that I liked. For my wife, not so good. Her job is not so safe, her company fired some people this year, the Berlin office is getting smaller and smaller at some point it will close. But hopefully she will find something else until that moment comes.

Now, let’s get to investments! As I said in the previous post, I’ve started investing at the beginning of 2020, with peer-2-peer lending and stocks & ETFs. I’ve have invested in three instruments and another asset class (real estate) was already in my portfolio:

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